Our Loans

Our Loans

Home Improvement Loan 5.55%

Whether you need a loan to buy that new kitchen, paint your home, renovate a room or renovate your grounds, we have a very competitive interest rate available for you!

In this loan category, you can apply for a loan for any home improvement purpose.

Interest rate

5.55% (5.69% APR)

Minimum amount

€10,000

Maximum amount

€75,000

Top-up

Available

Maximum term

up to 10 years (subject to loan purpose)

Repayment frequency

Weekly, Fortnightly or Monthly

Apply Now Terms & Conditions

Why borrow with us

There are so many great reasons to borrow with Nenagh Credit Union

01

Member Focused and Fair - At Nenagh Credit Union you can call to the office and meet one of our loan advisors or you can apply for the loan online or over the phone. Subject to terms and conditions. The member is at the centre of all we do.

02

Lower Interest paid over the terms of the loan - Interest is calculated on the reducing balance, which means you would pay less debit interest as the loan balance decreases.

03

Flexible Repayment Options - You can repay weekly, fortnightly, monthly and make lump sum repayments, increase regular repayments, or repay early without extra costs.

04

Added Protection - The Credit Union provides loan protection insurance at no cost for eligible members.

Loan Calculator

Apply for a loan with interest rates that suit you!

Max Loan Amount :
Max Loan Term :


Required Loan Term

Repayments
APR
5.69%
Repayments
Total
Total Cost
APR
5.69%
Repayments
Total
Total Cost
APR
5.69%
Repayments
Total
Total Cost
APR
5.69%
Repayments
Total
Total Cost

This calculator is for illustrative purposes only, to give you, the borrower, an overview of the potential cost of borrowing. The Credit Union, or any of its staff, cannot be held responsible for any errors. Please note that this calculator only provides an indicative quote and actual repayments may vary.

Representative example:

Loan amount

€50,000

Loan term

120 months

Monthly repayment

€543

Interest rate - APR

5.69%

Total interest

€15,120

Total cost of credit

€65,120

Ready to apply?

At Nenagh Credit Union, we're committed to helping our members access credit, empowering them to improve their lives.