Our Loans

Our Loans

Golden Loan 6.6%

Nenagh Credit Union has launched a new Golden loan 6.6% (APR 6.8%) for any members aged 66years and over for various purposes. Subject to terms and conditions.

Interest rate

6.6% (6.8% APR)

Minimum amount

€500

Maximum amount

€5,000

Top-up

Available

Maximum term

up to 10 years (subject to loan purpose)

Repayment frequency

Weekly, Fortnightly or Monthly

Apply Now Terms & Conditions

Why borrow with us

There are so many great reasons to borrow with Nenagh Credit Union

01

Member Focused and Fair - At Nenagh Credit Union you can call to the office and meet one of our loan advisors or you can apply for the loan online or over the phone. Subject to terms and conditions. The member is at the centre of all we do.
No administration fees, hidden charges, or penalties for early repayment.

02

Lower Interest paid over the term of the loan - Interest is calculated on the reducing balance, which means you would pay less debit interest as the loan balance decreases.

03

Flexible Repayment Options - You can repay weekly, fortnightly, monthly and make lump sum repayments, increase regular repayments, or repay early without extra costs.

04

Added Protection - The Credit Union provides loan protection insurance at no cost for eligible members

Loan Calculator

Apply for a loan with interest rates that suit you!

Max Loan Amount :
Max Loan Term :


Required Loan Term

Repayments
APR
6.8%
Repayments
Total
Total Cost
APR
6.8%
Repayments
Total
Total Cost
APR
6.8%
Repayments
Total
Total Cost
APR
6.8%
Repayments
Total
Total Cost

This calculator is for illustrative purposes only, to give you, the borrower, an overview of the potential cost of borrowing. The Credit Union, or any of its staff, cannot be held responsible for any errors. Please note that this calculator only provides an indicative quote and actual repayments may vary.

Representative example:

Loan amount

€5,000

Loan term

120 months

Monthly repayment

€57.00

Interest rate - APR

6.8%

Total interest

€1,844

Total cost of credit

€6,844

Requirements

To speed up the application process for a personal loan please ensure that you have the following at the application stage:

  • Proof of Income
  • Proof of 'Other Income' if applicable
  • Bank Statements
  • Most Recent Credit Card Statement
  • Documentary evidence of any other outstanding loan balances
  • Up to date proof of ID and Address

Ready to apply?

At Nenagh Credit Union, we're committed to helping our members access credit, empowering them to improve their lives.