Our Loans
Annual Budget Loan 8%
We know that keeping up with monthly bills can be a challenge, and we’re here to help get you organised!
Nenagh Credit Union provides the Annual Budget Loan at a low 8% (APR 8.3%), designed to make managing expenses like heating oil, insurance, and other annual bills easier.
Interest rate
8.0% (8.3% APR)
Minimum amount
€500
Maximum amount
€4,000
Top-up
Available
Maximum term
up to 1 year (subject to loan purpose)
Repayment frequency
Weekly, Fortnightly or Monthly
Why borrow with us
There are so many great reasons to borrow with Nenagh Credit Union
01
Get Organised - Moving your annual bills to one loan with weekly/ monthly repayments will help organise your finances.
02
Fair & Transparent- No administration fees, hidden charges, or penalties
03
Lower Interest Over the term of the loan - Interest is calculated on the reducing balance, which means you would pay less debit interest as the loan balance decreases.
04
Member Focused: At Nenagh Credit Union you can call to the office and meet one of our loan advisors or you can apply for the loan online or over the phone. Subject to the terms and conditions.
Loan Calculator
Apply for a loan with interest rates that suit you!
Max Loan Term :
8.3%
8.3%
8.3%
This calculator is for illustrative purposes only, to give you, the borrower, an overview of the potential cost of borrowing. The Credit Union, or any of its staff, cannot be held responsible for any errors. Please note that this calculator only provides an indicative quote and actual repayments may vary.
Representative example:
Loan amount
€4000
Loan term
12 months
Monthly repayment
€348
Interest rate - APR
8.3%
Total interest
€176
Total cost of credit
€4,176
Ready to apply?
At Nenagh Credit Union, we're committed to helping our members access credit, empowering them to improve their lives.
